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Financial aid is a broad term used to refer to the different ways students can help pay for college.  Financial aid includes need-based grants, institutional money, loans, work study and scholarships.


A grant is money that does not need to be paid back.


A loan is money that needs to be paid back.  Some loans require that the student begin to pay back the amount loaned while still a student and others require the student to begin paying back the loan 6 months after graduation.


Work study refers to part time jobs on campus which helps pay for tuition.


Scholarships are awards given to students based on merit, including academic performance, special talents, and other specific criteria. Not all scholarships are based on financial need.  More Scholoarship Information available on Naviance. Each week new scholarships will be introduced to students through the Scholarship Bin in the CCC, AD 241.

Financial Aid

Financial Aid Tips




Need is determined by the federal government  and is based on information students and parents provide on the FAFSA (Free Application for Federal Student Aid) form.  This form may be obtained and submitted through . In general, family size, age of parents, number of children in college, parent’s income, student’s income and assets are all taken into consideration.  Students applying to private colleges may be required to submit  an additional form called the Profile. Check with each private college you are applying to in determining the need for the Profile. You can also go to to see a list of schools requiring the Profile


After filing the FAFSA form (due by March 2nd), the EFC (Expected Family Contribution) is provided.  This is the amount that a family will be expected to contribute each year.  The difference between the cost of attending a particular college and the EFC is the amount of financial aid provided.  Each college will offer a different “package” in an effort to meet the demonstrated need.  The package will likely include a combination of grants, loans and work study. You are advised to estimate your last years income on the FAFSA rather than waiting for the exact information. Getting it in early within the deadline period is important to qualify for institutional scholarships/grants. If applying to private schools, you will want to get the FAFSA in as early as possible to better insure meeting their deadlines for their financial aid package.


The State of California offers Cal Grants A, B, and C, Stafford Student Loans, Supplemental Loans for Students and Parent’s Loan for Undergraduates Students (PLUS loans).


The Federal Government offers Pell Grants, Supplemental Educational Opportunity Grants, Perkins Loans, Stafford Loans and work study.


Individual colleges, both public and private have additional funds which they offer in the form of loans, scholarships and grants which is called institutional money. File the FAFSA early in Jan to better insure making the various school's deadline to qualify for institutional money. Check with each school's fin aid area of their website for exact deadlines.